Tuesday, October 14, 2008
Pinching the bottom line.
We use our credit card (1% cash back) for most purchases. The billing cycle ends in two days so I've been challenging myself not to shop until Friday so I can keep our total lower than a normal month. It seems like cheating since I will have to go shopping soon but for now it's a simple goal that I am trying to achieve. Because every little bit helps.
It also helps to curb that need to shop for entertainment problem that I have. My credit card bill is littered with Goodwill, Dollar Tree, and Dollar General because these are seen as small extravagances without much guilt. But, those little purchases add up. How many dollars could I save by simply waiting until I actually need something before making a trip to a discount store just for fun? So, this is my challenge for the next few days.
I only have about five dollars in my wallet right now. I can't do much damage.